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Deposit Rates
Certificates-HiFi Accounts
Current Interest Rates
10-25-06 to 10-31-06
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Account Type
|
Minimum Balance To Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Certificates |
|
7-31 Day CD
|
$1,000
|
2.00
|
2.01
|
|
91 Day CD
|
$1,000
|
2.75
|
2.78
|
|
6 Month CD
|
$1,000
|
4.69
|
4.75
|
|
12 Month CD
|
$500
|
3.25
|
3.29
|
|
18 Month CD
|
$500
|
3.30
|
3.34
|
|
30 Month CD
|
$500
|
3.35
|
3.39
|
|
42 Month CD
|
$500
|
3.40
|
3.44
|
|
5 Year CD
|
$500
|
4.00
|
4.06
|
|
10 Year CD
|
$500
|
n/a
|
n/a
|
|
Rainbow CD 24 MOS
|
$100
|
2.95
|
2.98
|
|
Rainbow CD 36 MOS
|
$100
|
3.05
|
3.08
|
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Rainbow CD 48 MOS
|
$100
|
3.25
|
3.29
|
|
Rainbow CD 60 MOS
|
$100
|
3.50
|
3.54
|
|
Rainbow Jr 8-16 MOS
|
$50
|
2.95
|
2.98
|
Rainbow: Min. Additions of $100 may be made without extending maturity
Rainbow Jr: Min. Additions of $50 may be made without extending maturity
|
| IRA Certificates |
|
18 Month - Variable*
|
$50
|
2.95
|
2.99
|
|
30 Month - Fixed
|
$500
|
3.35
|
3.39
|
|
5 year - Fixed
|
$500
|
4.00
|
4.06
|
|
5 Year Jumbo Fixed
|
$98,000
|
5.25
|
5.35
|
|
ROTH - 5 yr Fixed
|
$100
|
3.50
|
3.54
|
|
ROTH - 5 yr Variable*
|
$50
|
2.95
|
2.98
|
ROTH Fixed: $100 additions allowed without extending maturity
ROTH Variable: $50 additions allowed without extending maturity
|
| Jumbo Certificates (No Compounding) |
|
1 Month
|
$98,000
|
3.98
|
4.05
|
|
2 Month
|
$98,000
|
4.42
|
4.50
|
|
3 Month
|
$98,000
|
4.55
|
4.60
|
|
6 Month
|
$98,000
|
4.60
|
4.65
|
|
12 Month
|
$98,000
|
5.05
|
5.15
|
*Interest Rate and APY may change after the account is open.
Substantial Penalty for early withdrawal from Certificate Accounts.
|
| HIFI Money Market |
|
Under $2,500
|
$2,500
|
0.10
|
0.10
|
|
$2,500-$4,999
|
$4,999
|
0.60
|
0.60
|
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$5,000-$9,999
|
$9,999
|
1.50
|
1.51
|
|
$10,000-$24,999
|
$10,000
|
2.50
|
2.52
|
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$25,000-$49,999
|
$25,000
|
3.00
|
3.04
|
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$50,000-$74,999
|
$50,000
|
3.00
|
3.04
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$75,000-$99,999
|
$75,000
|
3.00
|
3.04
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$100,000 - $199,999
|
$100,000
|
3.50
|
3.55
|
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$200,000 and over
|
$200,000
|
4.00
|
4.08
|
*Interest Rate and APY may change after the account is open.
Fees may reduce earnings.
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