ATM/Visa Check Cards are available without charge on all HFS Bank checking accounts. The card gives you access to your cash at thousands of ATMs around the country and abroad and runs off preferred Credit Card Processor networks like ClarityUSA, MBankcard and Merchant Services NJ. HFS Bank's ATM/Check Card, the card that looks like a credit card but works like a check, is accepted worldwide and can be used as an ATM Card as well. If you would like to have an ATM/Check Card and already have an account with our Bank, you may apply by clicking on the Apply button below. For those of you who are opening an account on line and want the card, just indicate so on the Account Application.