Personal Checking Accounts

We make checking simple.
Not kinda simple. Not sorta simple.
Just honest-to-goodness simple.

Chances are, your checking account is something you use all the time. Maybe several a times a day. And like anything you use regularly (say, a car or a pair of shoes), it’s important for you to choose a product that fits your needs.

At MainSource, we offer a range of checking options. One of them is sure to be just what you’re looking for. So how do you choose? Simple. Just check our handy checking grid below and choose the account that’s right for you.

With every MainSource Checking account you receive FREE Debit Card, FREE Online Banking and a FREE GIFT!  Learn more about our Tell-A-Friend referral program.

WOW! Checking 

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FREE Debit Card
FREE
Online & Mobile Banking
FREE Online Bill Pay with eStatement

$6 Service Fee per Month (reduced $0.25 with each Debit Card Purchase)
ATM refunds
BaZing Benefits Package 

Free Checking

Learn More

FREE Debit Card
FREE
Online & Mobile Banking
FREE Online Bill Pay with eStatement

No Service Fees per Month

Best Friends Checking

FREE Social Program Membership
FREE
Debit Card
FREE Online & Mobile Banking
FREE Online Bill Pay with eStatement
 

$5 Service Fee per Month
(waived with $500 balance
or Direct Deposit)

Earns Interest on all Collected Balances
FREE Standard Checks or $3 discount on upgrade

 

Select Checking

FREE Debit Card
FREE
Online & Mobile Banking
FREE
Online Bill Pay with eStatement 
 

Pays PREMIUM rate of interest on all Collected Balances
 

Fresh Start Checking

FREE Debit Card after 90 Days
FREE
Online & Mobile Banking 
FREE
Online Bill Pay with eStatement 

$11 Service Fee per Month
$9 Service Fee
per Month with eStatement OR Direct Deposit
$7 Service Fee per Month with eStatement AND Direct Deposit